Affordable Insurance Life – Home – Auto – Business

That’s what we all want and that’s what we all need, right?

My goal as an agent is to help you manage and plan your personal and business insurance needs. As an independent agent with Vaught & Muela Insurance, we have a variety of insurance companies and products ready to serve you. My promise is to work hard for you and to build a dedicated and lasting relationship.

Not all insurance agents are the same! Choosing the right one can make a big difference – in price, service, and value. With other agencies, you get one company that sells one brand of insurance. With an independent insurance agent, you get choices!


Our innovative solutions are born from a dedication to going beyond the expected. We offer creative solutions grounded in a passion for understanding our clients’ unique needs. Some of our partners include the following industry leaders:

  • MetLife Auto and Home
  • Progressive
  • Allied a Nationwide Company
  • Travelers
  • Safeco
  • The Hartford
  • Commerce West
  • And many more

For your FREE quote, give me a call. It’s quick and easy!

Kendra Raya, “One Reliable Source”   209 253-8426



Brand Me!

In an effort to try and understand how to brand myself I asked a friend what exactly does “branding” myself mean? In a nutshell it means when people hear your name what’s the first thing they think about? Do they think of someone who’s a go getter, first responder, hard-working individual? Hopefully it won’t be anything negative right! Well, hopefully this blog will introduce me to YOU the viewee in the best way possible so that you will know who I am and what I do!

I currently spend most of my time as a Transamerica Financial Group Registered Representative out of our Ripon California office and part-time in the San Jose office of Paul & Gaby Hart.  In the Ripon office I have the privilege of working with Mel Muela & Roberto Camacho. To any of you who may be a part of our company you will know exactly who I’m talking about because these are all great people. I also run a small house cleaning business that I started 18 months ago called Home Maid Cleaning Services. This business was started after some dear friends of where having a hard time finding jobs. After helping my husband start his Concrete construction Company from scratch I thought hmm, I could help them get a fresh start because they already had the heart to work hard, coupled with their fantastic housecleaning skills! Poof, that’s how the housecleaning business started. In addition to these two businesses I also work as an independent insurance agent for Vaught & Muela Insurance Services marketing Auto, Homeowners, Work Comp, Liability, Health, & Renters insurance.

As of the time of this blog I am currently looking to expand all my businesses through recruiting and with new clients. Should you know someone who may be interested in any of these please have them contact me at 209 481 -2589. Please feel free to share my site with others and thank you for visiting!